QuickBooks Online vs Xero
Comparing two industry leaders in accounting. See how pricing, features, and user ratings stack up.
QuickBooks Online
PaidLeading small business accounting software for expense tracking, payroll, invoicing, and tax filings.
Core Features
Xero
PaidCloud accounting platform connecting small businesses to advisors, banks, and payment providers.
Core Features
Feature Breakdown: QuickBooks Online vs Xero
See which capabilities are supported out of the box by each platform.
| Feature / Capability | QuickBooks Online | Xero |
|---|---|---|
| Expense Tracking | ✓ Included | — |
| Invoicing | ✓ Included | — |
| Bank Reconciliation | ✓ Included | — |
| Mileage Tracking | ✓ Included | — |
| Bank Feeds | — | ✓ Included |
| Fast Invoicing | — | ✓ Included |
| Bill Pay | — | ✓ Included |
| Inventory Tracking | — | ✓ Included |
| Multi-Currency | — | ✓ Included |
Our Verdict: Which One Should You Pick?
Choose QuickBooks Online if:
You need Expense Tracking and Invoicing, and prefer a paid model starting at $30/month. With a 4.3 rating, it is ideal for teams focused on speed and simplicity.
Choose Xero if:
You prioritize Bank Feeds and Fast Invoicing, and want a solution rated at 4.5/5.0. Its starting tier at $15/month makes it a top competitor for scaling workflows.
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Read comparison →Frequently Asked Questions
Which is better: QuickBooks Online or Xero?
QuickBooks Online is rated 4.3/5.0 (starts at $30/mo), while Xero is rated 4.5/5.0 (starts at $15/mo). Choose QuickBooks Online for Expense Tracking and Invoicing, or Xero for Bank Feeds and Fast Invoicing.
Is QuickBooks Online cheaper than Xero?
No, Xero is more affordable starting at $15/month compared to QuickBooks Online ($30/month).
Do QuickBooks Online or Xero offer free plans?
QuickBooks Online offers a paid plan, whereas Xero operates on a paid tier. Review the side-by-side feature matrix above to see exact tier inclusions.